Driven by passion
‍‍
built on trust

Tailored funding solutions for vehicles, equipment, and businesses

Welcome to Pioneer Finance – your trusted partner in achieving your funding goals. Whether you're looking to fund a new vehicle, invest in essential business equipment, or consolidate your debts, we offer personalised and flexible funding solutions tailored to your unique requirements.

Excellent

5 out of 5

Excellent service!

I have used Tom at Pioneer for two of my cars over the last few years. Both were slightly more complicated as they involved refinancing (Audi A5 and BMW M440i both from main dealer). Without fault, he managed the whole process on both cars, keeping me up to date...

Highly recommend!

I had an amazing experience with Pioneer Finance. Their team guided me through the mortgage process effortlessly.

Fast and efficient!

I got my car finance approved in no time. Great rates and customer service

Outstanding service

This was my second time using Pioneer, and their service both times was outstanding. Seamless from start to finish, excellent communication and turnaround time. Wouldn't bother with any other broker.

Pioneer's First class service

Pioneer give a first-class service, offering the best rates whilst even being able to finance a private sale.I dealt with Tom, he was very responsive and turned around my finance in a few days. I would recommend them to anyone.

Phenomenal service yet again from

Phenomenal service yet again from Michael and the team at Pioneer Finance! They are such a pleasure to deal with and go over and above to ensure everything goes smoothly. Recommend them 100%.

What we offer

  • Extensive industry knowledge
  • Honesty and transparency
  • Balances from £15,000 to £5m
  • Fast and direct communication

Our Partners

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Partnership

Dealership

We partner with trusted motor dealerships, aviation retainers and more that share our commitment to quality. Over time, we have built strong relationships with specialists, offering top-tier assets and service. Browse our curated list of trusted partners and find the perfect car with confidence. Each dealership we work with has been carefully selected to provide you with exceptional service and a seamless buying experience.

Partner with us

Communities

We collaborate with leading automotive communities to offer you exclusive access to some of the most exciting events in the industry. Through our trusted partnerships, we connect you with a network of passionate car enthusiasts and unique experiences.

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Monthly Repayments

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Estimated amount you would pay per month given your credit score and length of term

Total Interest

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Total amount of interest given your credit score and length of term

This calculator is for indicative purposes only and a true and accurate figure will be provided prior to application.

Services

Vehicle
finance

We are here to make funding your next car as smooth as possible.

Whether it be a supercar, classic or race car, our dedicated team will work with you to find the best solution for you.

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Business & Asset
finance

Whether you're looking to fuel growth with a business loan or invest in cutting-edge equipment, we provide bespoke solutions designed to meet your unique requirements. Whatever your goal, our tailored funding facilities are here to help you take the next big step.

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Mortgages
residential & commercial

Whether it be residential or commercial mortgages, we offer tailored funding solutions for property ownership and investment.

Our expert team specialises in both sectors, providing customised mortgage options and guidance throughout your buying journey.

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Lifestyle finance

Lifestyle finance provides tailored financial solutions for unique assets, including aircraft, luxury timepieces, and boats.

Our expert team specialises in these niche markets, offering customised financing options for your next purchase.

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Testimonials from partners

Our Partners Success Stories: Real Results, Real Relationships

Joseph Quinn
Director of Supercar Sourcing

Supercar Sourcing

"We have partnered with Pioneer for over seven years, and the experience has been exceptional. Their team consistently assists us with customer funding requirements, making the financing process straightforward and efficient. They play a crucial role in helping our customers purchase cars by providing access to the best financing options. This allows us to focus on delivering outstanding service. Pioneer's professionalism and commitment to our success truly set them apart. We highly recommend them to any dealership seeking a reliable credit brokerage!"

Matt Straughan
Sales Manager of AT Performance Cars

AT Performance Cars

"The experience with Team Pioneer has been great. The team has been instrumental in supporting our customers, simplifying the entire process from start to finish. The partnership enable our clients to secure the funding for their vehicles they need while allowing us to concentrate on delivering top-tier service. Pioneer's dedication and expertise make them an invaluable partner."

Laurence Pawson
Sales Director, Hangar 136

Hangar 136

"We have been partnered with Pioneer for a little over two years now, and have had the pleasure on working on multiple funding scenarios with them. We are a classic car dealership, that also deal with a lot of brokerage sales. Pioneer have been transparent, efficient and a pleasure to work with. This has also been reiterated each time with our clients dealings with them."

Brad Hood
Senior sales,
DMB Collection

DMB Collection

Our five-year partnership with Pioneer has been a useful asset for our customers at DMB Collection. Their expertise in financing high-performance cars has allowed us to offer our wealthy clients exceptional purchasing options. The team at Pioneer understands the unique needs of our clientele and consistently delivers tailored solutions that make the financing process seamless. Their professionalism and dedication to our success truly set them apart. We wholeheartedly recommend Pioneer to any dealership looking to enhance their financing capabilities!"

Resources

Browse our
Resources

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Car Finance Guide:

Learn about car finance options available, including Personal Contract Plan (PCP), Hire Purchase (HP), and balloon payments as well as industry insights provided by the very talented team at The Classic Valuer

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Business Loans Guide:

Learn about the different car finance options available, including Personal Contract Plan (PCP), Hire Purchase (HP), and balloon payments. Understand the benefits and considerations of each to choose the best financing method for your next vehicle purchase

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Mortgage Guide:

Learn about the different car finance options available, including Personal Contract Plan (PCP), Hire Purchase (HP), and balloon payments. Understand the benefits and considerations of each to choose the best financing method for your next vehicle purchase

Read more
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Lifestyle Guide:

Learn about the different car finance options available, including Personal Contract Plan (PCP), Hire Purchase (HP), and balloon payments. Understand the benefits and considerations of each to choose the best financing method for your next vehicle purchase

Read more
Our customer reviews

Discover the Pioneer Finance Difference: Trusted Expertise, Bespoke Solutions

Our team is dedicated to tailoring finance options to fit the unique needs of each client. Whether you're purchasing a car, property, or any other asset, we work closely with you to create a bespoke financing plan that suits your budget and goals. Clients trust us to provide flexible, transparent solutions that make the process simple and stress-free. Browse our customer reviews to see how we’ve helped others turn their dreams into reality.

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Pioneer Finance - Supercar, Prestige, Classic & Asset

frequently asked questions

Do you charge a fee for your service?

Pioneer Finance do not charge you a fee for the service provided. We receive a commission directly from the lender for arranging the funding in which is disclosed to you prior to completion.

What documents do I need to apply?

This does vary depending on which lender we utilise and your individual circumstances. However, typically we would require the following:
- Valid Driving Licence and Passport
- Proof of address (bank statement or utility bill dated within 90 days)
- Proof of income (this is usually 3 months bank statements and a P60/Tax Return)

Can I exit my agreement early?

Yes, you are able to exit your agreement early. Depending on your individual agreement there will be certain early repayment charges to consider. Contact us to find out more.

How long will it take to receive a decision on my application?

This does depend on individual lenders but typically from submission of your application (with all relevant supporting documents), this will take 24-48 hours.

How can I become a partner?


To become a partner, please contact our specialist team to discuss your options. The process may vary depending on whether you are regulated or unregulated by the FCA. We’ll guide you through the next steps based on your specific circumstances.

What benefits are there from becoming a partner?


We offer remuneration for introductions, allowing you to earn by providing finance options to your customers. Additionally, we organise events to promote your brand and help build trusting relationships with clients, creating valuable opportunities for growth and collaboration.

What are the requirements?


Each partnership is assessed on a case-by-case basis. To discuss the requirements and explore how we can work together, please speak to one of our support team members.

What support will I receive as a partner?

As a partner, you’ll receive dedicated support from our experienced team, including assistance with finance solutions, marketing materials, and event coordination. We’re committed to supporting and your business and ensuring a smooth partnership experience.

What cars will you fund?

We provide funding for a wide range of vehicles, including new and used cars, luxury models, classic cars, and race cars. You might be surprised—if it’s on wheels, we can likely finance it. Contact our team to discuss your specific vehicle and financing options.

Is there a minimum balance?

We always strive to assist whenever possible; however, we typically offer funding on a minimum balance of £15k.

Is there a minimum deposit I can place on a finance agreement?

This depends on a number of factors including vehicle valuation, lender policy and credit criteria. Although most lenders will ask for a minimum of 10%, we can sometimes arrange finance agreements with zero deposit.

How long does it take to process an application?

We work as quickly as possible to process your application. Depending on the complexity, some applications may take longer, but in many cases, we can organise finance agreements on the same day.

How can you support my business?

We can support your business by offering both short and long-term funding solutions tailored to your needs. Whether you require cash flow assistance, funding for asset purchases, or invoice factoring, we have flexible options to help keep your business running smoothly. Our team is here to discuss your specific requirements and provide the right financial solutions for your growth.

How much can my business borrow?

The amount your business can borrow depends on factors such as the length of time your company has been established, its financial strength, and any available guarantors. These factors will help determine the borrowing amount

What assets can you fund?

We offer a wide range of funding options to suit almost any business-related requirement. From equipment and vehicles to commercial property, machinery, and even assets like dairy cows, we have flexible solutions to finance various business needs.

Do you support SMEs?

Yes, we understand that SMEs are the heart of the economy, and we are committed to providing tailored financial solutions to support their growth and success. Whether you need funding for expansion, cash flow, or equipment, we are here to help your business thrive.

I have unencumbered equipment, can I release capital against these?

Yes, you can release capital against unencumbered equipment. We offer flexible financing options that allow you to unlock the value of your assets, helping to improve cash flow or fund other business needs.

Do you offer residential mortgages?

Yes, we do offer residential mortgages. Our team provides tailored mortgage solutions to suit your individual needs, whether you're purchasing your first home or remortgaging.

Do you offer commercial mortgages?

Yes, we offer commercial mortgages. Whether you're looking to purchase or refinance commercial property, our team can provide tailored solutions to meet your business needs.

My mortgage is due for renewal, how soon should I contact you?

It’s best to contact us at least 3 to 6 months before your mortgage renewal date. This allows us ample time to review your options, secure the best rates, and ensure a smooth transition.

Is there a charge for a mortgage?

We will introduce you to one of our external specialist teams to discuss any potential charges and provide you with a clear breakdown of costs.

I have an existing portfolio, can you assist?

Yes, we can assist with your existing portfolio. Whether you need refinancing, additional funding, or tailored solutions to optimise your investments, our team can help you manage and grow your portfolio effectively.

Do you fund private and commercial aircraft?

Yes, we offer financing for both private and commercial aircraft.

Do you fund boats?

Yes, we offer financing for boats, including leisure and commercial vessels.

Can you arrange finance for my motorbike?

Yes, we can arrange financing for motorbikes. Whether you're purchasing a new or used bike, our team offers flexible funding options tailored to your budget and needs

Did you not find an answer to your question?

We're here to help! If you couldn’t find the information you were looking for, please reach out to our dedicated support team. Whether you have specific inquiries about our services, need assistance with your application, or have any other questions, we're just a click or call away.

Email: admin@pioneerfinance.com
Phone: 020 8087 1085

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